Meet the experts

 
 

Ben Garrett

- Financial Adviser

Hi! I’m Ben, financial adviser and the number one Mortgage Lad. I am a dedicated husband, dad to one fur baby, Cooper and we are also awaiting the arrival of our first son! I am the face behind that awesome blue logo, and I am excited to be on this journey and look forward to helping families and individuals thrive through their financial journey.

ben@mortgagelads.co.nz

Where it all began…

After starting my career with SBS Bank and gaining 6 years of experience as a senior credit assessor I decided I wanted to help clients navigate their unique journeys towards achieving their dreams. I hold a Bachelor of Commerce in Finance, from the University of Otago, which equips me with a deep insight and understanding of the economy, interest rates, and the ever-evolving landscape that is the property market.

Well connected…

I’m fully accredited and have good links with all major NZ banks as well as non-bank lenders. This means that I’m always ahead of the game when it comes to banking and regulatory changes. I secure the best deals for my clients even when the odds are stacked against us. Where there’s a will, there’s a way. 

Your home loan perfectly tailored…

My extensive experience covers first home buyers, investments property portfolios and finding solutions to complex lending scenarios. My senior credit assessing and banking background along with my unmatched work ethic drives me to go above and beyond for my clients in delivering a seamless and efficient service.

All good relationships start with open communication and honesty, and I absolutely stand by the Mortgage Lads motto - your home loan perfectly tailored. I am humbled to be in a position to help, guide and educate you as part of your journey to success.

Get in touch

If you’re looking for financial guidance, get in touch today for an informal chat.

ben@mortgagelads.co.nz



 
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Heather Roney

- Financial Adviser

Hi! I’m Heather, founder and director of Mortgage Ladies and Mortgage Lads, dedicated wife, mum, senior financial adviser and mentor to aspiring financial advisers.

Where it all began…

I’m a professional financial advisor with over 20 years’ experience in retail banking. After starting my career with The Co-operative Bank in 2002 and gaining a wealth of experience in numerous roles, in 2018 I took the decision to step away from corporate life and launch Mortgage Ladies and Co. I have most recently launched Mortgage Lads in 2024 and welcome Ben to the team and I look forward to helping him grow in his career as he helps guide you through your journey to sucess.

Well connected…

I’m fully accredited and have good links with all major NZ banks as well as non-bank lenders. This means that I’m always ahead of the game when it comes to banking and regulatory changes. I secure the best deals for my clients even when the odds are stacked against us. Where there’s a will, there’s a way. 

With you every step of the way…

Thanks to the dedication to my clients, I have been awarded and acknowledged as NZ Advisers Elite Woman 2022, 2023 and 2024 as well as receiving top performing Auckland adviser for 2023 and 2024. Mortgage Ladies and Co was also announced in the Top 25 Brokers in NZ for 2024 as voted for by our clients. We are so humbled to be in a position to help, guide and educate other financial advisers through their career progression but also our clients as part of their journey to success.

Supporting each other…

I’m a firm believer in giving back to my community and networking for success. With this in mind, I founded Ladies in Business NZ in September 2017, a not-for-profit organisation that unites and supports local ladies in business.

Get in touch

If you’re looking for financial guidance, get in touch today for an informal chat.

enquiries@mortgagelads.co.nz



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Chanelle - Office Administrator and Compliance Officer

I joined the Mortgage Ladies & Co team in 2018 as an Office Administrator and have progressed through various roles to become an integral part of the team and I am now responsible for many facets of business support, development, compliance and management. It’s an honour to work behind the scenes in such a close-knit, supportive team as I get to witness daily the real difference our work makes to clients’ lives, and this never gets old.

I strive to make every client’s journey with us memorable for all the right reasons.

When I’m away from my desk, you’ll find me enjoying an active, outdoor family life with my fantastic husband and three amazing sons.

enquiries@mortgagelads.co.nz

 

 

Success Stories

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FAQ

In this section we've put together some of the questions we frequently get asked about. If your question is not answered below or if you have any questions please don't hesitate to contact us directly.

▾ Why use a Mortgage Lads Advisor

Mortgage Lads has many years of experience in the financial industry, and we have a passion for assisting clients with prospering through their financial life stages. You will only receive honest, ethical and professional advice that is tailored to your circumstances. Mortgage Lads has a great rapport with, and access to, a large range of lenders, being banks and non-bank lenders.

▾ How will Mortgage Lads work for me

• We believe that our clients have the right to the best deal in the market and we work for you and not the bank.
• Save you time and effort
• Help you complete the paperwork
• Tell you at the outset if you are ineligible – Assisting with goal planning to help you achieve your goals
• Lifetime relationships
• Annual Financial Reviews
• Refer you to other professionals if required
• Our service to you is free*
*In the rare event that you may require me to act on your behalf in a transaction whereby I do not receive a commission from the above panel of providers or you request me to act on your behalf with a provider we do not hold an accreditation with I may charge a one off fee for this work to be completed. Any such fee would be agreed in advance and authorised by you in writing.

 
 
 
 

Ready to start an application?

Click the get started button below to complete an online application to get the process going. You can even upload your documents for quick, easy processing.

 
 
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